Various sources of finance Essay Example for Free

Various sources of finance Essay In addition to bank loans there is a range of alternative sources of finance available. At same time, a loan from a bank might not be the best way forward for every business. THESE ARE THE MOST POPULAR ROUTES: 1. Own finance – one can choose to start his own business by using his own financial resources. This may be from savings accounts or other investments that he has. Typically, it is not advised that one should fund his start-up from personal overdrafts, loans or credit cards as these are not necessarily tailored to your business needs or requirements. 2. Family and friends You may have family and friends who wish to invest in your business. This is often convenient and may allow you to get finance on favorable terms. However, make sure you have a formal agreement of loan terms in place so you or your family and friends are not left unprotected in the event that you are unable to repay the loan. 3. Banks: The most common forms of finance used by start-ups are: †¢Business overdrafts Banks offer overdrafts as a form of short-term finance. These are available to companies that have business current accounts. They are a good way of covering any fluctuations of money coming in and going out of your business. †¢Term loans Loans are designed to help you buy equipment and supplies for your business. They are best if you need to buy fixed assets, such as machinery or office equipment, where the amount you need is not going to change. 4. Grants These are a good option for businesses looking for financial assistance for specific projects. mostly, funding comes from EC and UK government sources, including local authorities, charitable trusts,( e.g. prince Charles trust funds) and corporate sponsors. Further on www.grantnet.com 5. Loans It is not just banks that can provide a loan. Business support organizations such as enterprise and development agencies can help businesses looking for loans. The National Enterprise Network is a good example: http://www.nationalenterprisenetwork.org/ 6. Business Angels Often high net worth individuals, Business Angels invest in high growth businesses on their own or as part of a syndicate. In addition to providing finance, Business Angels often make available to companies their own skills, experience and contacts. If you are interested in finding out if a Business Angel is right for you, visit: http:// www.businessangel.org

Women in Euripides Alcestis, Medea, Andromache, and Bacchae Essays

Euripides portrayal of women in his plays has been somewhat bizarre. His female characters kill out of revenge, kill out of jealousy and kill because a god possessed them too. In Alcestis and Andromache Euripides does produce classic heroic female characters. The women in Medea and The Bacchae are not your typical heroines but serve to show the same theme of female liberation as the women in Alcestis and Andromache. While Alcestis is straight forward with its message, the other three plays mask their true intentions from the people they are created to oppose. Euripides might have been misinterpreted by his society because it was dominated by the very people he wrote his plays against. Euripides disguises some of his radical ideas to those who might oppose him and in Alcestis, Andromache, Medea, and The Bacchae shows his female characters being liberated from oppression. In Alcestis we have the heroic female character Alcestis. She dies as a sacrifice to Death so that her husband, Admetus, can escape his own fate when his time comes. A sign that women are oppressed is that Admetus picked his wife to die for him without giving it much thought. It was only after he realized how loving and caring this woman can be, did he regret his decision. Not only did he regret the decision made with the god Apollo, but Apollo himself goes and has a talk with Death. This switch in the opinion of Admetus in a way expresses the fact that women are not viewed as they should be. Women should not be treated as if they have no useful value, as was the case when Admetus first allowed his wife to be his sacrifice, a decision that he would not have made if he had known the woman for more time. Women therefore should be valued more than they are now,... ... have committed were done against men as of the results of mans oppression against women. Euripides could have been telling the truth about his time, the tales of murderous women who seek revenge on their husbands, and the men of the his time might have tolerated this view. The point that might have escaped the men of Euripides' time was that he was pointing the finger at them. This accusation of men was hidden in his plays. Euripides masked such accusations as rants by crazed females. In a culture where disrespecting woman was in the norm, Euripides highlighted what could go wrong with such disrespect. The only reason that the people of Euripides' time might have not understood his point was that they saw no wrong being done in disrespecting women. How can people be afraid of the results of a mistake if they do not realize they made the mistake in the first place?

Introduction for “Piaget †Stages of cognitive development” Essay

Swiss Psychologist Jean Piaget (1896-1980) proposed the idea of the four stages of childhood cognitive development. These are age-related stages and refer to certain accomplishments that should be achieved, by the child, at the end of each stage. The first stage of cognitive development is the Sensorimotor stage, which lasts from birth to around two years of age. During this stage, children learn to coordinate their senses (hearing, sight, touch etc.) with their motor abilities. From two to seven years is the Pre-operational stage. Children of this age become capable of more sophisticated thinking. The Concrete operational stage lasts from about seven years of age to about twelve. These children put together what they have already learnt, with knowledge gained from new experiences. The final stage of cognitive development identified by Piaget, is the Formal operational stage. This lasts from twelve years of age onwards. People in this stage are capable of more complex thought processes. During the Concrete operational stage (7 to 12 years), children should develop an understanding of the principle of conservation. Conservation refers to the idea that if an object alters its shape or appearance, its volume, mass, length or area will not change. A child with an understanding of conservation should be able to think logically and see that these qualities have not changed, even if they appear to have done so. Achievement of conservation of mass can be demonstrated with two small balls of plasticine. A child is shown the plasticine and agrees that the balls are the same size. One of the balls is then squashed down. A pre-concrete operational child will probably decide that the ‘squashed’ ball is bigger, while a child at the Concrete operational stage should acknowledge that they are still the same weight or mass. This illustrates the ability of the child to understand how the object has changed, not only see the beginning and end result.

Who Was Really Left Behind Essay - 2308 Words

The No Child Left Behind Act was enacted in order to give young students an equal advantage at advancement into higher education. To level out educational expectations, standardized tests such as the AIMS began to be administered to certain grade groups collecting their levels of knowledge on a universal plane of information. Tests on such large amounts of information do of course require a great deal of teaching and information administration. This raises the question for many, how much time is spent during the school year preparing students for standardized tests and how much freedom does that leave for a broadened learning experience? The simple answer is not much at all. In fact, these tests weigh down the school year with repetitive†¦show more content†¦It was reported that same year that â€Å"Twelve jurisdictions (9 OECD jurisdictions and 3 non- OECD jurisdictions) had students at the 90th percentile with higher scores than the United States on the combined science l iteracy scale. U.S. students also had lower scores than the OECD average score for two of the three content area subscales.† (Baldi: Executive Summary). This information ranks the United States as being held on the lower end of the educational scale, an obvious concern for the leaders and citizens of the U.S. I was known as a conservative advocate of many of these policies, but Ive looked at the evidence and Ive concluded theyre wrong. Theyve put us on the wrong track. I feel passionately about the improvement of public education and I dont think any of this is going to improve public education (Inskeep, S n.pag). Information such as this still sparks several controversies around the country and various approaches to reverse this trend have been presented. One such approach is the No Child Left Behind Act. NCLB is widely regarded to as â€Å"a universal movement towards government-regulated standardization and high-stakes assessment.† (Rubin n.pag). The Act was intended to better the ranks of United States’ students through a leveled measurement of academic understanding, however after more than a decade; it is widely reported as having done more harm than good. One such report states, On its 10-yearShow MoreRelatedElementary And Secondary Education Act Of 20011735 Words   |  7 Pagescurrent version of the â€Å"Elementary and Secondary Education Act of 2001† is â€Å"The NO Child Left Behind Act of 2001†. Which supports â€Å"standard-base† education reform, each state is responsible for developing assessments in basic skills and standards. 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